EGBANK, SC Bank and KHF-Egypt Top Fastest-Growing Banks in Retail Financing During H1-2025

9/9/2025 6:35:14 PM

First Bank’s list of the fastest-growing banks in retail financing during the first half of 2025 revealed that EGBANK topped the ranking with a growth rate of 58%. Its retail financing portfolio rose to EGP 25.35 billion by the end of June 2025, compared to EGP 16.05 billion at the end of 2024.

The list monitored the retail financing portfolios of 25 banks operating in the Egyptian banking sector, based on available financial data. Results showed that all banks recorded positive growth in retail financing during the first half of 2025.

Suez Canal Bank came in second place, as its retail financing portfolio increased by 35.8% to reach EGP 7.46 billion by the end of June 2025, compared to EGP 5.49 billion at the end of 2024.

Kuwait Housing Financing Bank – Egypt «KHF-Egypt» secured third place, recording a 31.7% jump to EGP 6.52 billion, up from EGP 5.49 billion at the end of 2024.

Abu Dhabi Islamic Bank – Egypt «ADIB-Egypt» ranked fourth with 28.8% growth, as retail financing rose to EGP 35.63 billion by June 2025, compared to EGP 27.66 billion at the end of 2024.

Bank NXT followed in fifth place with a 28% increase, bringing its retail financing portfolio to EGP 13.21 billion, compared to EGP 10.32 billion at the end of 2024.

Emirates NBD Bank – Egypt came sixth, with retail financing up 25.8% to EGP 21.26 billion, versus EGP 16.90 billion in December 2024.

Arab International Banking Company «saib» took seventh place, recording 22.7% growth to EGP 24.27 billion, compared to EGP 19.78 billion previously.

Al Baraka followed in eighth place, as retail financing rose by 17.8% to EGP 14.75 billion by June 2025, against EGP 12.52 billion at the end of 2024.

In ninth place, Al Ahli Bank of Kuwait – Egypt «ABK-Egypt» recorded 16.7% growth, with retail financing climbing to EGP 26.72 billion from EGP 22.90 billion.

Finally, First Abu Dhabi Bank – Egypt «FABMISR» ranked tenth, as retail financing grew 16.4% to EGP 24.21 billion by June 2025, compared to EGP 20.80 billion at the end of 2024.

It is worth noting that all values and growth rates mentioned above are based on the independent financial statements released by each bank at the end of June 2025.

Evolution of Retail Financing Portfolios of Banks Operating in the Egyptian Banking Sector by the End of June 2025

#	Bank Name	Retail Financing as of End of June 2025	Retail Financing as of End of 2024	Growth Rate
1	EGBANK	25.35 bn	16.05 bn	57.96 %
2	Suez Canal Bank	7.46 bn	5.49 bn	35.76 %
3	Al Ahli united bank Egypt	6.52 bn	4.95 bn	31.73 %
4	Abu Dhabi Islamic Bank-ADIB Egypt	35.63 bn	27.66 bn	28.84 %
5	BANK NXT	13.21 bn	10.32 bn	28.02 %
6	Emirates NBD Egypt	21.26 bn	16.9 bn	25.82 %
7	SAIB BANK	24.27 bn	19.78 bn	22.73 %
8	alBaraka Bank Egypt	14.75 bn	12.52 bn	17.8 %
9	Al Ahli Bank of Kuwait Egypt -ABK Egypt	26.72 bn	22.9 bn	16.66 %
10	First Abu Dhabi Bank Egypt-FAB	24.21 bn	20.8 bn	16.39 %
11	NBK Egypt	20.59 bn	17.71 bn	16.24 %
12	arab african international bank	28.32 bn	24.48 bn	15.68 %
13	Credit Agricole Egypt	16.35 bn	14.19 bn	15.22 %
14	Qatar National Bank-QNB	74.53 bn	66.39 bn	12.25 %
15	Abu Dhabi Commercial Bank Egypt- ADCB	12.48 bn	11.19 bn	11.52 %
16	HSBC	17.89 bn	16.31 bn	9.74 %
17	Arab Banking Corporation- ABC	5.46 bn	4.98 bn	9.6 %
18	Export Development Bank of Egypt-EBank	11.93 bn	10.9 bn	9.5 %
19	Attijariwafa Bank Egypt	11.86 bn	10.89 bn	8.96 %
20	Faisal Islamic Bank of Egypt	3.85 bn	3.57 bn	7.83 %
21	Banque Du Caire-BDC	95.24 bn	88.76 bn	7.3 %
22	Housing and Development Bank-HDB	29.59 bn	27.61 bn	7.17 %
23	Commercial International Bank-CIB	84.92 bn	79.37 bn	6.99 %
24	Bank of Alexandria-Alex Bank	34.44 bn	32.3 bn	6.63 %
25	The United Bank	8.69 bn	8.31 bn	4.62 %