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QNB-Egypt, CIB, and saib are the fastest-growing listed banks in mortgage financing during the first 9 months of 2025

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QNB-Egypt tops the list of the fastest-growing mortgage financing portfolios among listed banks, with a growth rate of 30.5%, while CIB ranks second with a growth rate of 28.1%.

saib secures the third place with a growth rate of 27.5%, and EGBANK and Crédit Agricole-Egypt capture the fourth and fifth places with growth rates of 26% and 23.3%, respectively.

The First Bank list of the fastest-growing mortgage financing portfolios among banks listed on the Egyptian Exchange during the first 9 months of 2025 revealed that Qatar National Bank-Egypt «QNB-Egypt» topped the list, with a growth rate of 30.5% during the first 9 months of 2025, as its mortgage loan portfolio jumped to EGP 10.96 billion at the end of September 2025, compared to EGP 8.40 billion at the end of 2024.

The list, which included 11 listed banks, showed that 9 of them recorded positive growth rates in their total mortgage loan portfolios during the first 9 months of 2025, while only two banks recorded notable declines. It is worth noting that Suez Canal Bank was excluded from the list due to the lack of disclosure of the value of its mortgage loan portfolio.

Returning to the list, Commercial International Bank «CIB» ranked second, as its mortgage loan portfolio increased by 28.1% during the first 9 months of the current year, reaching EGP 7.39 billion at the end of September 2025, compared to EGP 5.77 billion at the end of 2024.

The Societe Arabe International de Banque «saib» came in third place, thanks to the increase in its mortgage loan portfolio by 27.5% during the first 9 months of the current year, reaching EGP 2.11 billion at the end of September 2025, compared to EGP 1.65 billion at the end of 2024.

EGBANK secured the fourth place with a growth rate of 26%, as its portfolio increased to EGP 650.12 million at the end of September 2025, compared to EGP 516 million at the end of 2024.

Crédit Agricole-Egypt ranked fifth, with a growth rate of 23.3% during the first 9 months of the current year, as its mortgage loan portfolio rose to EGP 1.82 billion at the end of September 2025, compared to EGP 1.48 billion at the end of 2024.

It is worth noting that all figures and growth rates mentioned in the above analysis are based on the standalone financial statements published by each bank at the end of September 2025.

Evolution of Mortgage Financing at Banks Listed on the Egyptian Exchange During the First 9 Months of 2025

# Bank Name Mortgage Financing September 2025-End Mortgage Financing 2024-End Growth Rate
1 Qatar National Bank-QNB
Qatar National Bank-QNB
10.96 bn 8.4 bn 30.53 %
2 Commercial International Bank-CIB
Commercial International Bank-CIB
7.39 bn 5.77 bn 28.07 %
3 SAIB BANK
SAIB BANK
2.11 bn 1.65 bn 27.51 %
4 EGBANK
EGBANK
650.12 mn 516 mn 25.99 %
5 Credit Agricole Egypt
Credit Agricole Egypt
1.82 bn 1.48 bn 23.27 %
6 The United Bank
The United Bank
3.45 bn 3.01 bn 14.59 %
7 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
1.28 bn 1.16 bn 10.92 %
8 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
2.63 bn 2.38 bn 10.17 %
9 Housing and Development Bank-HDB
Housing and Development Bank-HDB
14.32 bn 13.64 bn 5.02 %
10 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
484.67 mn 599.72 mn -19.18 %
11 alBaraka Bank Egypt
alBaraka Bank Egypt
67.89 mn 105.62 mn -35.73 %