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QNB Egypt, CIB, and SAIB are the fastest-growing banks listed on the Egyptian Stock Exchange in real estate financing during 2025

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QNB Egypt tops the list, with CIB in second place.

The private sector dominates the top spots, with private banks controlling the top five positions and public banks completely absent.

Foreign groups secure two spots among the five fastest-growing listed banks in real estate financing.

The real estate financing portfolio of two listed banks declined during 2025.

The "First Bank" list of the fastest-growing banks listed on the Egyptian Stock Exchange in real estate financing during 2025 revealed that Qatar National Bank (QNB) Egypt topped the list, with its portfolio increasing by approximately 42.1% during 2025, reaching EGP 11.94 billion by the end of 2025, compared to EGP 8.40 billion in 2024.

Commercial International Bank (CIB) Egypt secured second place, after its real estate loan portfolio increased by approximately 38.2% during 2025, reaching EGP 7.98 billion by the end of 2025, compared to EGP 5.77 billion at the end of 2024.

The Arab International Bank (SAIB) claimed third place, with its real estate loan portfolio climbing by approximately 32.6% during 2025, reaching approximately EGP 2.19 billion by the end of 2025, compared to EGP 1.65 billion at the end of 2024.

The list, which included 11 banks listed on the Egyptian Stock Exchange for which the necessary financial data was available, showed that nine banks achieved positive growth rates in their total mortgage loan portfolios, while two banks recorded a significant decline during 2025.

The list revealed the dominance of the private sector, with private banks occupying the top five positions, while public banks were entirely absent. The private banks included were QNB Egypt, CIB, SAIB, EGBANK, and Crédit Agricole.

Foreign groups operating in the Egyptian banking sector secured two of the top five fastest-growing banks in mortgage lending, with QNB Egypt topping the list and Crédit Agricole ranking fifth.

Conversely, the mortgage loan portfolios of two listed banks declined during 2025. ADIB-Egypt's portfolio decreased by approximately 22%, while Al Baraka Bank's portfolio fell by about 44%.

It should be noted that all values and growth rates mentioned in the above analysis are based on the independent financial statements published for each bank at the end of 2025.

Mortgage loan portfolio development during 2025

# Bank Name Mortgage loan portfolio by the end of 2025 Mortgage loan portfolio by the end of 2024 (%)Growth rate
1 Qatar National Bank-QNB
Qatar National Bank-QNB
11.94 EGP bn 8.4 EGP bn 42.13 %
2 Commercial International Bank-CIB
Commercial International Bank-CIB
7.98 EGP bn 5.77 EGP bn 38.16 %
3 SAIB BANK
SAIB BANK
2.19 EGP bn 1.65 EGP bn 32.55 %
4 EGBANK
EGBANK
682.4 EGP bn 516 EGP bn 32.25 %
5 Credit Agricole Egypt
Credit Agricole Egypt
1.87 EGP bn 1.48 EGP bn 26.63 %
6 The United Bank
The United Bank
3.56 EGP bn 3.01 EGP bn 18.06 %
7 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
2.77 EGP bn 2.38 EGP bn 16.1 %
8 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
1.28 EGP bn 1.16 EGP bn 10.67 %
9 Housing and Development Bank-HDB
Housing and Development Bank-HDB
14.42 EGP bn 13.64 EGP bn 5.73 %
10 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
466.43 EGP mn 599.72 EGP mn -22.22 %
11 alBaraka Bank Egypt
alBaraka Bank Egypt
59.15 EGP mn 105.62 EGP mn -44 %