Suez Canal Bank tops the list, with ADIB Egypt in second place.The private sector dominates the top five, with

Exchange in the retail banking sector

Suez Canal Bank, «ADIB – Egypt», and «EGBANK» are the fastest-growing listed banks on the Egyptian Exchange in the retail banking sector during 2025

FirstBank

Suez Canal Bank tops the list, with ADIB – Egypt in second place.

The private sector dominates the top five, with no presence of public banks.

Islamic banks secure two positions among the five fastest-growing listed banks in retail banking.

Gulf banking groups claim two positions among the top five fastest-growing listed banks.

The «First Bank» list of the fastest-growing listed banks in Egypt’s retail banking sector during 2025 revealed that Suez Canal Bank topped the ranking, with its retail banking portfolio rising by an average of about 93.42% during 2025. This growth was driven by its individual loans portfolio, which increased by 110.2% to EGP 11.55 bn by the end of December, while its retail deposits reached EGP 37.32 bn, growing by 76.6% over the past year.

Abu Dhabi Islamic Bank – Egypt «ADIB» claimed second place, with its retail banking portfolio rising by an average of about 64.89% during 2025. Its individual loans portfolio grew by 74.8% to EGP 48.33 bn by the end of December, while its retail deposits reached EGP 134.57 bn, recording a growth rate of 55% during the same period.

The Egyptian Gulf Bank «EGBANK» secured third place, with its retail banking portfolio rising by an average of about 62.17% during 2025. Its individual loans portfolio increased by 117.3% to EGP 34.86 bn by the end of December, while its retail deposits reached EGP 26.35 bn, growing by 7.1% over the same period.

The list, which included all 12 banks listed on the Egyptian Exchange, showed that all banks achieved positive growth rates in their total retail banking portfolios during 2025, based on the independent financial statements announced by each bank.

The classification was based on a composite index developed by First Bank to measure the growth of banks in both individual loans and retail deposits portfolios.

The ranking revealed that private banks captured all positions among the top five fastest-growing listed banks in retail banking during 2025, namely: Suez Canal Bank, «ADIB», «EGBANK», «saib», and «Al Baraka».

Regarding Gulf banking groups operating in Egypt, two banks secured positions among the top five fastest-growing listed banks: «ADIB – Egypt» and «Al Baraka», highlighting their presence not only as banks affiliated with Gulf groups but also as the only Islamic banks to appear among the top five.

It is worth noting that all values and growth rates mentioned in the analysis above are based on the independent financial statements announced by each bank by the end of 2025.

Development of the Retail Banking Sector in Banks Listed in Egypt During 2025

# Bank Name Retail Loans During 2025 Retail Loan Growth Rate Retail Deposits During 2025 Growth Rate of Retail Deposits Growth Rate of the Retail Banking Sector
1 Suez Canal Bank
Suez Canal Bank
11.55 EGP bn 110.2 % 37.32 EGP bn 76.64 % 93.42 %
2 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
48.33 EGP bn 74.75 % 134.57 EGP bn 55.03 % 64.89 %
3 EGBANK
EGBANK
34.86 EGP bn 117.26 % 26.35 EGP bn 7.08 % 62.17 %
4 SAIB BANK
SAIB BANK
28.21 EGP bn 42.63 % 53.88 EGP bn 34.87 % 38.75 %
5 alBaraka Bank Egypt
alBaraka Bank Egypt
18.09 EGP bn 44.39 % 82.88 EGP bn 32.22 % 38.3 %
6 Housing and Development Bank-HDB
Housing and Development Bank-HDB
32.93 EGP bn 19.27 % 104.25 EGP bn 29.55 % 24.41 %
7 Qatar National Bank-QNB
Qatar National Bank-QNB
81.11 EGP bn 22.17 % 287.61 EGP bn 22.76 % 22.46 %
8 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
13.81 EGP bn 26.78 % 21.4 EGP bn 16.32 % 21.55 %
9 The United Bank
The United Bank
9.43 EGP bn 13.53 % 47.73 EGP bn 29.13 % 21.33 %
10 Credit Agricole Egypt
Credit Agricole Egypt
17.06 EGP bn 20.26 % 40 EGP bn 21.54 % 20.9 %
11 Commercial International Bank-CIB
Commercial International Bank-CIB
92.28 EGP bn 16.26 % 647.4 EGP bn 20.49 % 18.37 %
12 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
4.31 EGP bn 20.52 % 189.64 EGP bn 9.72 % 15.12 %