«Housing & Development Bank», «Bank of Alexandria» and «FABMISR» Lead Egyptian Banks in Capital Adequacy Ratio as of March 2026

«Housing & Development Bank» Maintains Leadership in Capital Adequacy Ratio, Reflecting the Sustainability of Its Strong Financial Position and Ability to Maintain High Capital Coverage Levels

Top 10 banks maintain their presence among the leading institutions between 2025 and March 2026

Foreign banks secure 6 positions within the top 10, out of 13 foreign banks included in the ranking

13 banks exceed the sector average of 19.6%, while 11 banks remain below the average as of March 2026

«First Bank’s ranking» of the best-performing banks in terms of Capital Adequacy Ratio within the Egyptian banking sector as of March 2026 revealed that Housing & Development Bank retained the top position, recording a capital adequacy ratio of 38.49%.

«Bank of Alexandria» ranked second with a capital adequacy ratio of 28.16% as of March 2026.

Meanwhile, First Abu Dhabi Bank Egypt «FABMISR» secured third place, posting a capital adequacy ratio of 28.04%.

«The First Bank ranking», which covered 24 banks operating in the Egyptian banking sector, showed that 13 banks achieved capital adequacy ratios above the sector average of 19.6%, according to the latest data published by the Central Bank of Egypt.

The ranking also highlighted the stability of the top 10 banks in terms of capital adequacy between 2025 and the first quarter of 2026, although competition continued to reshape their positions within the list.

Foreign banks captured six positions among the top 10 institutions, out of the 13 foreign banks included in the ranking. These banks were «FABMISR», «HSBC Egypt», «Bank of Alexandria», «QNB Egypt», «National Bank of Kuwait – Egypt» and «ABK-Egypt».

The ranking further revealed that more than half of the analyzed banks exceeded the sector average of 19.6% by the end of March 2026, reflecting the strong capital bases maintained by a broad segment of Egyptian banks and their ability to sustain high levels of financial solvency.

The list of the top 10 banks by capital adequacy ratio also witnessed changes in ranking positions between 2025 and the first quarter of 2026, despite the same banks remaining within the top 10. Housing & Development Bank maintained its leadership position, while Bank of Alexandria advanced to second place.

Meanwhile, «FABMISR» moved down to third place, while both Commercial International Bank «CIB» and Faisal Islamic Bank of Egypt improved their rankings. «HSBC Egypt» slipped to sixth place, whereas «QNB Egypt» retained its position. The lower ranks of the top 10 also saw an exchange of positions between «ABK-Egypt» and «National Bank of Kuwait – Egypt».

All figures and ratios mentioned above are based on the standalone financial statements announced by each bank as of March 2026.