AIB, HDB lead three-year growth in financial investments

Arab International Bank (AIB) takes the lead as financial investments surge over three years

Only 4 of the 12 foreign banks covered by the ranking feature in the top 10

15 banks exceed the banking sector’s three-year CAGR of 20.9 per cent

Islamic banks have a limited presence, with only 1 of the 4 covered placing among the top 10

Arab International Bank (AIB) topped First Bank’s ranking of the fastest-growing banks operating in Egypt by financial investments over the past three years, with a compound annual growth rate (CAGR) of 58 per cent. Its financial investment portfolio rose strongly to EGP 202.36bn at end-2025, from EGP 51.3bn at end-2022.

Housing and Development Bank (HDB) ranked second, with its financial investment portfolio growing at a CAGR of 55.58 per cent over the past three years to EGP 111.63bn at end-2025, from EGP 29.64bn at end-2022.

Abu Dhabi Islamic Bank – Egypt (ADIB-Egypt) ranked third, with a three-year CAGR of 49.38 per cent. Its financial investment portfolio reached EGP 102.97bn at end-December 2025, compared with EGP 30.89bn at end-2022.

ADIB-Egypt was also the only Islamic bank among the top 10, out of four Islamic banks covered by the ranking.

First Bank’s ranking tracked financial investment portfolios at 27 banks operating in Egypt for which the necessary financial data were available over the three-year period from 2022 to 2025. All banks recorded positive CAGRs over the period.

The data showed that the top 15 banks exceeded the banking sector’s average CAGR of 20.9 per cent over the past three years, while the remaining banks recorded growth rates below that average over the same period.

Foreign banks held four places among the 10 fastest-growing banks by financial investments over the past three years, out of 12 foreign banks covered by the ranking. They were ADIB-Egypt, HSBC, Emirates NBD and ABK-Egypt.

Egypt’s three largest state-owned banks were absent from the leading positions, with the National Bank of Egypt ranking 16th, Banque Misr 21st and Banque du Caire 26th.

All values and growth rates cited in this analysis are based on each bank’s published standalone financial statements.

Rank	Bank name	Compound annual growth rate (2022–2025)
1	Arab International Bank	58.00%
2	Housing and Development Bank	55.58%
3	Abu Dhabi Islamic Bank – Egypt	49.38%
4	Arab African International Bank	46.61%
5	HSBC	42.13%
6	Suez Canal Bank	39.31%
7	Emirates NBD Egypt	37.69%
8	Commercial International Bank	37.02%
9	Export Development Bank of Egypt	34.27%
10	Al Ahli Bank of Kuwait – Egypt	34.07%
11	Bank of Alexandria	33.71%
12	saib	28.46%
13	Credit Agricole Egypt	27.09%
14	Kuwait Finance House Bank (Egypt)	26.00%
15	National Bank of Kuwait – Egypt	22.91%
16	National Bank of Egypt	20.34%
17	Attijariwafa Bank Egypt	19.48%
18	Citibank	18.22%
19	Faisal Islamic Bank of Egypt	17.09%
20	Qatar National Bank	16.27%
21	Banque Misr	15.85%
22	The United Bank	14.84%
23	Al Baraka Bank Egypt	14.37%
24	EGBANK	13.03%
25	Abu Dhabi Commercial Bank Egypt	12.80%
26	Banque du Caire	11.56%
27	Bank NXT	9.38%