NBE, Banque Misr and CIB lead Retail Depositor Confidence Index over 3 years

NBE tops First Bank’s Retail Depositor Confidence Index, accounting for around 40% of total retail deposit growth over 3 years

Islamic banks secure two top-10 positions, out of four included in the ranking

Retail deposits across 26 banks reach EGP 9.01tn, up EGP 4.22tn over three years

CIB emerges as the largest private-sector bank by retail deposits, supported by strong three-year growth

National Bank of Egypt (NBE) topped First Bank’s Retail Depositor Confidence Index over the past three years, supported by the largest increase in retail deposits among the banks included in the ranking.

Its retail deposit portfolio rose to EGP 4.07tn at end-2025, from EGP 2.34tn at end-2022, an increase of approximately EGP 1.72tn. This accounted for around 40 per cent of the total increase in retail deposits across the 26 banks included in the analysis.

Banque Misr ranked second after its retail deposit portfolio rose to EGP 2.15tn at end-2025, from EGP 1.14tn at end-2022, an increase of approximately EGP 1.01tn. This accounted for around 22.6 per cent of the total increase in retail deposits across the 26 banks included in the analysis.

Commercial International Bank – Egypt (CIB) secured third place after its retail deposit portfolio increased by EGP 379.50bn over the past three years, reaching EGP 647.40bn at end-2025, from EGP 267.90bn at end-2022.

The increase positioned CIB as Egypt’s largest private-sector bank by retail deposits, with a portfolio of EGP 647.40bn at end-2025.

First Bank’s Retail Depositor Confidence Index tracked movements in retail deposit portfolios across 26 banks operating in Egypt, with all banks included in the ranking recording increases over the past three years.

The index showed substantial growth in retail deposits across the banks under review, with combined balances reaching EGP 9.01tn at end-2025, compared with EGP 4.78tn at end-2022, an increase of approximately EGP 4.22tn over the period.

Islamic banks secured two positions among the top 10, out of the four included in the ranking — Abu Dhabi Islamic Bank – Egypt (ADIB-Egypt), Kuwait Finance House – Egypt (KFH-Egypt), Faisal Islamic Bank of Egypt and Al Baraka Bank Egypt.

ADIB-Egypt ranked seventh, while Faisal Islamic Bank of Egypt placed ninth.

All figures cited in this analysis are based on the standalone financial statements published by each bank.

Rank	Bank Name	Increase in retail deposits over the past 3 years (2022–2025) (EGP billion)
1	National Bank of Egypt	1,658.77
2	Banque Misr	954.04
3	Commercial International Bank (CIB)	379.50
4	Arab African International Bank	224.05
5	QNB Egypt	142.93
6	Banque du Caire	105.82
7	Abu Dhabi Islamic Bank – Egypt	85.14
8	Housing and Development Bank	77.02
9	Faisal Islamic Bank of Egypt	70.08
10	AlexBank	65.11
11	HSBC	52.83
12	National Bank of Kuwait – Egypt	52.57
13	Al Baraka Bank Egypt	45.81
14	Emirates NBD Egypt	42.50
15	Arab International Bank	36.92
16	saib	30.92
17	Al Ahli Bank of Kuwait – Egypt	28.09
18	Suez Canal Bank	24.51
19	The United Bank	24.45
20	Kuwait Finance House – Egypt	23.94
21	Attijariwafa bank Egypt	22.88
22	BANK NXT	21.89
23	Abu Dhabi Commercial Bank – Egypt	18.36
24	Credit Agricole Egypt	15.72
25	EGBANK	8.87
26	EBank	8.21