EGBANK, HD Bank and Credit Agricole bank Top listed banks in focusing on personal loans by June-2023end
First Bank
According To The List Provided By FirstBank Of The Most Focused Listed Banks On Personal Loans By The End Of The Previous June, Egyptian Gulf Bank Topped The List. Personal Loans Accounted For 25.90% Of The Total Customer Loans, Amounting To EGP 32.145 Bn By The End Of June 2023. while personal loans Reached EGP 8.324 Bn During The Same Period.
The List Measures Investment Trends Of 11 Listed Banks On The Egyptian Stock Exchange, Specifically At The Level Of Personal Loan Portfolios. The List Is Based On The Ratio Of Personal Loans To Total Customer Loans, Providing An Indicator Of The Extent To Which Customer Loans In The Bank Are Concentrated In Personal Loans by June-2023End.
Returning To The List, Housing & Development Bank- HD Bank Secured The Second Position, With 24.43% Of Their Total Customer Loans concentrated On The Personal Loan Portfolio. Their Personal Loans Amounted To EGP 9.914 Bn, While Total Customer Loans Reached EGP 40.573 Bn By The End Of June 2023.
Credit Agricole Egypt Ranked Third, With Personal Loans Accounting For 21.93% Of Their Total Customer Loans. The Bank Recorded A Total Loan Portfolio Of EGP 36.626 Bn, While Its Personal Loan Portfolio Reached EGP8.033 Bn By The End Of The First Half Of The Current Year.
Abu Dhabi Islamic Bank - Egypt Came In Fourth Place, With Personal Loans Representing 21.80% Of Their Total Customer Loans, Amounting To EGP 65.010 Bn. Their Personal Loan Portfolio Was Valued At EGP 14.169 Bn By The End Of The Previous June.
Saib Ranked Fifth, With Its Personal Loan Portfolio Accounting For 18.91% Of The Total Customer Loans, With A Total Value Of EGP 8.846 Bn. Total Customer Loans Amounted To EGP 46.777 Bn By The End Of June 2023.
It Is Worth Noting That All The Values And Concentration Ratios Mentioned In The Above Analysis Are Based On Separate Announced Financial Statements Of Each Bank By The End Of June 2023.
Ranking listed banks in focusing on personal loans by June-2023end
| # | Bank Name | Personal loans by June-2023end | Total loans by June-2023end | Concentration rate% |
|---|---|---|---|---|
| 1 |
EGBANK |
8.324 Billion pounds | 32.145 Billion pounds | 25.9 % |
| 2 |
Housing and Development Bank-HDB |
9.914 Billion pounds | 40.573 Billion pounds | 24.43 % |
| 3 |
Credit Agricole Egypt |
8.033 Billion pounds | 36.626 Billion pounds | 21.93 % |
| 4 |
Abu Dhabi Islamic Bank-ADIB Egypt |
14.169 Billion pounds | 65.01 Billion pounds | 21.8 % |
| 5 |
SAIB BANK |
8.846 Billion pounds | 46.777 Billion pounds | 18.91 % |
| 6 |
Commercial International Bank-CIB |
38.088 Billion pounds | 251.479 Billion pounds | 15.15 % |
| 7 |
alBaraka Bank Egypt |
5.771 Billion pounds | 38.765 Billion pounds | 14.89 % |
| 8 |
Qatar National Bank-QNB Al Ahli |
36.962 Billion pounds | 253.954 Billion pounds | 14.55 % |
| 9 |
Export Development Bank of Egypt-EBank |
4.658 Billion pounds | 52.733 Billion pounds | 8.83 % |
| 10 |
Suez Canal Bank |
3.11 Billion pounds | 35.246 Billion pounds | 8.82 % |
| 11 |
Faisal Islamic Bank of Egypt |
1.241 Billion pounds | 15.914 Billion pounds | 7.8 % |
