EBank, saib and ADIB Egypt, Top Listed Banks In loans to deposits ratio (LDR) By end of 2023
First Bank
First Bank List Of The Best Banks In Loans To Deposits Ratio - LDR By 2023end Revealed That EBank Topped The List, At A Rate Of 62.83%, As Total Loans Portfolio Reached EGP 54.62Bn, While Total Deposits Portfolio Recorded EGP 86.93 Bn, By December 2023End.
The List, Which Featured 11 Banks Listed On The Egyptian Stock Exchange, Revealed That All Banks Achieved A Good LDRs That Ranged Between 39.26%, 62.83% By 2023End.
Returning To The List, Saib Occupied Second Place With LDR Of 54.22%, After Its Customer Loan Portfolio Surged EGP 46.25 Bn, While Total Deposits Portfolio Reached EGP 85.29 Bn By December 2023end.
Abu Dhabi Islamic Bank - Egypt Ranked Third By LDR Of 53.46%, After Its Customer Loan Portfolio Recorded EGP 67.96 Bn At The End Of December 2023, While Total Deposits Portfolio Recorded EGP 127.13 Bn At The End Of The Same Period.
As For The Forth Place, LDR Of alBaraka Bank Rising To 51.34%, Its Total Loans Portfolio Grew To EGP 43.65 Bn, While Total Deposits Portfolio Recorded Around EGP 85.1 Bn By The End Of December 2023.
Credit Agricole Bank Came Fifth with LDR Of 50.73%, As Total Loans Portfolio Recorded EGP 42.71 Bn At The End Of December 2023, While Total Deposits Portfolio Reached EGP 84.18 Bn At The End Of The Same Period.
It Should Be Noted That All Numbers And LDR Rates Mentioned Above, Are According To Separate Financial Statements Announced For Each Bank By The End Of December 2023.
Top Listed Banks In loans to deposits ratio (LDR) By end of 2023
# | Bank Name | Total customer loans | Total customer deposits | Ratio% |
---|---|---|---|---|
1 | Export Development Bank of Egypt-EBank | 54.617 Billion pounds | 86.933 Billion pounds | 62.83 % |
2 | SAIB BANK | 46.248 Billion pounds | 85.294 Billion pounds | 54.22 % |
3 | Abu Dhabi Islamic Bank-ADIB Egypt | 67.961 Billion pounds | 127.128 Billion pounds | 53.46 % |
4 | alBaraka Bank Egypt | 43.645 Billion pounds | 85.007 Billion pounds | 51.34 % |
5 | Credit Agricole Egypt | 42.706 Billion pounds | 84.175 Billion pounds | 50.73 % |
6 | Qatar National Bank-QNB | 268.577 Billion pounds | 530.118 Billion pounds | 50.66 % |
7 | Suez Canal Bank | 37.114 Billion pounds | 73.647 Billion pounds | 50.39 % |
8 | Housing and Development Bank-HDB | 45.485 Billion pounds | 101.274 Billion pounds | 44.91 % |
9 | EGBANK | 33.713 Billion pounds | 81.142 Billion pounds | 41.55 % |
10 | Commercial International Bank-CIB | 265.104 Billion pounds | 675.31 Billion pounds | 39.26 % |
11 | Faisal Islamic Bank of Egypt | 16.05 Billion pounds | 130.459 Billion pounds | 12.3 % |