ADCB’s resource employment rate rises to 74.19% by the end of March 2025

The periodic financial statements of Abu Dhabi Commercial Bank-Egypt «ADCB», for the financial period ending on March 31, 2025, revealed an increase in the bank’s resource employment rate to 74.19% at the end of March 2025, compared to 70.9% at the end of 2024.

This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources «deposits + equity», in «loans + financial investments» with banks operating in the Egyptian banking sector.

The increase in the bank’s resource employment rate during the first quarter of 2025 reflects Abu Dhabi Commercial Bank-Egypt’s adoption of an expansionary policy towards employing its resources during this period.

The bank was able to employ EGP 103.13 bn of its traditional resources, which recorded 138.99 bn pounds by the end of March 2025 in both loans and financial investments, amounting to 39.84 bn pounds for financial investments, and EGP 63.28 bn for total customer loans.

While it invested EGP 92.12 bn from its traditional resources, which recorded EGP 129.93 bn by the end of 2024 in both loans and financial investments, EGP 37.16 bn pounds for financial investments, and EGP 54.96 bn for total customer loans.

In terms of traditional resources at «ADCB» Bank at the end of March 2025, which amounted to 138.99 bn pounds, distributed as follows: EGP 124.30 bn, the size of the deposit portfolio, while the bank’s equity recorded EGP 14.69 bn.

The deposit placement rate for granting loans at «ADCB» Bank witnessed a significant increase, reaching 50.91% by the end of March 2025, compared to 47.17% by the end of 2024.

While the rate of employment of deposits for financial investments increased, reaching 32.05% at the end of March 2025, compared to 31.9% at the end of 2024.

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