HD Bank, QNB and Al Baraka Bank top fastest-growing listed Banks on First Bank resource employment Index
مركز تصنيف First Bank
First Bank index of the best banks listed on the Egyptian Stock Exchange in terms of resource employment rate at the end of June 2025 revealed that the Housing and Development Bank topped the list with an employment rate of 86.40%, as the bank was able to employ 156.21 billion pounds of its traditional resources in the customer loan and financial investment portfolios, while the total reached The bank's traditional resources amounted to about 180.79 billion pounds by the end of June 2025.
This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources (deposits + equity) in (loans + financial investments) at all banks listed on the Egyptian Stock Exchange (12 banks) by the end of June 2025.
Returning to the list, Qatar National Bank «QNB» Egypt occupied second place, after recording a resource employment ratio of 83%, as it employed 663.41 billion pounds of its traditional resources in the total portfolios of customer loans and financial investments, while its total traditional resources amounted to about 799.26 billion pounds by the end of June.2025.
Al Baraka Bank came in third place, with a resource employment rate of 82.16%, after it invested 105.40 billion pounds out of its total traditional resources of 128.29 billion pounds in the customer loan and financial investment portfolios by the end of June 2025.
the Egyptian Gulf Bank «EGBANK» ranked fourth, after its resource employment rate reached 81.31% at the end of June 2025, as it employed 104.55 billion pounds of its traditional resources in its customer loan and financial investment portfolios, and its total traditional resources reached 128.58 billion pounds at the end of the same period.
As for fifth place, it went to The Egyptian Export Development Bank «EBank», as it was able to achieve a resource employment rate of 80.90%, after employing about 128.19 billion pounds of its traditional resources in the total portfolios of customer loans and financial investments at the end of June 2025, while the volume of its traditional resources at the end of the same period reached about 158.45 billion pounds.
It is worth noting that all values and employment rates mentioned in the above analysis are according to the independent financial statements announced for each bank at the end of June 2025
resource employment ratio in Banks listed on EGX by June 2025-End
| # | Bank Name | Total financial investments + total customer loans by June 2025-End | Total traditional resources (Equity + deposits) by June 2025-End | Resource employment ratio by June 2025-End |
|---|---|---|---|---|
| 1 |
Housing and Development Bank-HDB |
156.21 EGP bn | 180.79 EGP bn | 86.4 % |
| 2 |
Qatar National Bank-QNB  |
663.41 EGP bn | 799.26 EGP bn | 83 % |
| 3 |
alBaraka Bank Egypt |
105.4 EGP bn | 128.28 EGP bn | 82.16 % |
| 4 |
EGBANK |
104.55 EGP bn | 128.58 EGP bn | 81.31 % |
| 5 |
Export Development Bank of Egypt-EBank |
128.19 EGP bn | 158.45 EGP bn | 80.9 % |
| 6 |
Commercial International Bank-CIB |
939.32 EGP bn | 1.216 EGP tn | 77.23 % |
| 7 |
SAIB BANK |
118.53 EGP bn | 158.04 EGP bn | 75 % |
| 8 |
The United Bank |
63.57 EGP bn | 85.04 EGP bn | 74.75 % |
| 9 |
Suez Canal Bank |
143.18 EGP bn | 191.74 EGP bn | 74.67 % |
| 10 |
Abu Dhabi Islamic Bank-ADIB Egypt |
182.24 EGP bn | 260.97 EGP bn | 69.83 % |
| 11 |
Credit Agricole Egypt |
83.09 EGP bn | 123.93 EGP bn | 67.05 % |
| 12 |
Faisal Islamic Bank of Egypt |
149.83 EGP bn | 226.56 EGP bn | 66.13 % |
