CIB, QNB Egypt, and ADIB-Egypt are the top private sector banks on First Bank’s Credit Competitiveness Index for the first half of 2025

CIB tops the list of private sector banks on First Bank’s Credit Competitiveness Index, with an increase of EGP 77.24 billion, while QNB-Egypt ranks second with an increase of EGP 40.25 billion.

ADIB-Egypt secures the third position with an increase of EGP 25.47 billion, while AAIB and FABMISR take the fourth and fifth places with increases of EGP 20.45 billion and EGP 17.71 billion, respectively.

SC Bank, Emirates NBD-Egypt, and saib are among the top ten private sector banks on First Bank’s Credit Competitiveness Index, with increases of EGP 17.09 billion, EGP 12.82 billion, and EGP 12.69 billion, respectively.

The First Bank Credit Competitiveness Index for private sector banks operating in the Egyptian banking sector during the first half of 2025 revealed that the Commercial International Bank «CIB» topped the index after its total customer loan portfolio increased by EGP 77.24 billion during the first six months of the year, reaching EGP 466.81 billion by the end of June 2025, compared to EGP 389.57 billion at the end of 2024.

The First Bank Credit Competitiveness Index measures the ability of private sector banks operating within the Egyptian banking system to introduce credit or loan products to attract both individual and corporate clients. The index is based on the absolute value of growth in total customer loans, which reflects how successfully a bank expands its loan portfolio.

The index monitored increases in the total customer loan portfolios of 21 private sector banks operating in the Egyptian banking sector. The results showed that all banks included in the analysis achieved growth in their total customer loan portfolios during the first half of 2025, based on the independently published financial statements of each bank.

It is worth noting that private sector banks are those in which private ownership accounts for more than 50% of total ownership, according to data from Egypt’s Ministry of Public Enterprise Sector.

Returning to the list, Qatar National Bank-Egypt «QNB-Egypt» ranked second, with its customer loan portfolio rising by EGP 40.25 billion during the first six months of the year, reaching EGP 405.54 billion by the end of June 2025, compared to EGP 365.29 billion at the end of 2024.

Abu Dhabi Islamic Bank-Egypt «ADIB–Egypt» secured third place after its customer financing portfolio grew by EGP 25.47 billion during the first half of 2025, reaching EGP 128.21 billion by the end of June, compared to EGP 102.74 billion at the end of 2024.

In fourth place came the Arab African International Bank «AAIB», whose customer loan portfolio increased by EGP 20.45 billion during the first six months of the year, reaching EGP 222.54 billion by the end of June 2025, compared to EGP 202.09 billion at the end of 2024.

First Abu Dhabi Bank-Egypt «FABMISR» ranked fifth, with its total customer loan portfolio rising by EGP 17.71 billion during the first half of 2025, reaching EGP 166.61 billion by the end of June, compared to EGP 148.90 billion at the end of 2024.

Suez Canal Bank «SC Bank» came in sixth, as its customer loan portfolio grew by EGP 17.09 billion during the first half of the year, reaching EGP 96.25 billion by the end of June 2025, compared to EGP 79.17 billion at the end of 2024.

Emirates NBD–Egypt took seventh place, after its customer loan portfolio increased by EGP 12.82 billion during the first six months of the year, reaching EGP 96.88 billion by the end of June 2025, compared to EGP 84.06 billion at the end of 2024.

saib ranked eighth, with its total customer loan portfolio rising to EGP 78.61 billion by the end of June 2025, compared to EGP 65.93 billion at the end of 2024, marking an increase of EGP 12.69 billion during the first half of 2025.

Abu Dhabi Commercial Bank «ADCB–Egypt» came ninth, after its loan portfolio rose to approximately EGP 67.39 billion by the end of June 2025, compared to EGP 54.96 billion at the end of 2024, with an increase of EGP 12.43 billion during the first half of 2025.

As for the tenth place, it went to EGBANK, whose total customer loan portfolio increased to approximately EGP 58.98 billion by the end of June 2025, compared to EGP 48.03 billion at the end of 2024, achieving an increase of EGP 10.95 billion.