HD Bank, ADIB-Egypt, and CIB Lead EGX-Listed Banks in Return on Equity During the First 9 months of 2025

HD Bank tops the list of the best EGX-listed banks in delivering return on shareholders’ equity with a rate of 61.87%.. and ADIB-Egypt ranks second with a rate of 46.29%

CIB comes in third place on the list with a return rate of 46.27%.. and SC Bank and EGBANK secure the fourth and fifth places with rates of 41.35% and 38.47% respectively during the first 9 months of 2025

The First Bank list of the best EGX-listed banks in delivering return on shareholders’ equity “return on average equity” during the first nine months of 2025 revealed that Housing & Development Bank «HD Bank» topped the list with a return on average equity of 61.87% supported by achieving net profits amounting to 13.44 billion pounds during the first nine months of 2025

The list, which included all 12 listed banks, revealed that all banks achieved positive returns on average equity, reflecting their ability to generate net profits at varying levels, with none of the banks reporting losses during the first nine months of 2025.

The “return on average equity” indicator measures the banks’ ability to employ shareholders’ equity to generate appropriate profit levels throughout the period under review, a higher return reflects stronger efficiency in utilizing shareholders’ capital to achieve sustainable profitability.

Returning to the list, Abu Dhabi Islamic Bank-Egypt «ADIB-Egypt» secured second place, posting a return on average equity of 46.29%, after recording net profits of EGP 9.18 billion during the first nine months of 2025.

Commercial International Bank «CIB» ranked third, achieving a return on average equity of 46.27%, supported by net profits of EGP 62.21 billion during the same period.

Suez Canal Bank «SC Bank» came in fourth, with a return on average equity of 41.35%, after recording net profits of EGP 5.05 billion during the first nine months of 2025.

The fifth position was held by the Egyptian Gulf Bank «EGBANK», which achieved a return on average equity of 38.47%, supported by net profits of EGP 3.18 billion during the first nine months of 2025.

All values used in calculating returns on average equity are based on the standalone financial statements disclosed by each bank as of the end of September 2025, and the results have been annualized.