CIB captures the top of the list and QNB Egypt follows it.The private sector dominates the top five positions

credit competitiveness index

«CIB», «QNB – Egypt», and «ADIB» are the best banks listed on the Egyptian Exchange on the «First Bank» Credit Competitiveness Index during 2025

FirstBank

«CIB» captures the top of the list… and «QNB – Egypt» follows it.

The private sector dominates the top five positions on the list, with a complete absence of public banks.

Gulf groups participate with two seats among the top 5 banks listed on the «First Bank» Credit Competitiveness Index.

The «First Bank» list of the best banks listed on the Egyptian Exchange on the «First Bank» Credit Competitiveness Index during 2025 revealed that the Commercial International Bank – Egypt «CIB» topped the ranking, after its loan portfolio increased by about EGP 162.41 bn, reaching EGP 503.36 bn by the end of 2025, compared to EGP 340.96 bn by the end of 2024.

Qatar National Bank «QNB – Egypt» controlled the second position, as its customer loan portfolio rose by about EGP 96.63 bn during 2025, reaching EGP 440.65 bn by the end of last December, compared to EGP 344.01 bn by the end of 2024.

Abu Dhabi Islamic Bank – Egypt «ADIB» captured third place, with an increase of EGP 51.37 bn during 2025, after its financing portfolio reached EGP 147.48 bn by the end of 2025, compared to EGP 96.11 bn by the end of 2024.

The «First Bank» Credit Competitiveness Index monitored the value of increases in customer loan portfolios at all banks listed on the Egyptian Exchange (which number 12 banks), for which financial data were available during 2025.

The data revealed that all of them succeeded in increasing the size of their portfolios.

The «First Bank» Credit Competitiveness Index measures the ability of banks operating in Egypt to offer credit products or loan products to attract customers, whether individuals or companies. It relies in its measurement on the absolute value of growth in total customer loans, which reflects the bank’s success in increasing the balance of its portfolio.

The data also revealed the success of the private sector in capturing the top five positions on the list, with a complete absence of public banks. The private banks included: «CIB», «QNB – Egypt», «ADIB», Suez Canal Bank, and «EGBANK».

Regarding Gulf banking groups operating in Egypt, they captured two positions among the top 5 banks listed on the «First Bank» Credit Competitiveness Index, namely: «QNB – Egypt» and «ADIB».

As for Islamic banks, they captured one position among the top five, as Abu Dhabi Islamic Bank – Egypt «ADIB» ranked third.

It is worth noting that all values and growth rates mentioned in the above analysis are based on the independent financial statements announced by each bank by the end of 2025.

Performance of EGX-Listed Banks on the «First Bank» Credit Competitiveness Index in 2025

# Bank Name Net Customer Loans at End-2025 Net Customer Loans at End-2024 Increase Value
1 Commercial International Bank-CIB
Commercial International Bank-CIB
503.36 EGP bn 340.96 EGP bn 162.41 EGP bn
2 Qatar National Bank-QNB
Qatar National Bank-QNB
440.65 EGP bn 344.01 EGP bn 96.63 EGP bn
3 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
147.48 EGP bn 96.11 EGP bn 51.37 EGP bn
4 Suez Canal Bank
Suez Canal Bank
122.37 EGP bn 74.94 EGP bn 47.42 EGP bn
5 EGBANK
EGBANK
60.46 EGP bn 44.47 EGP bn 15.99 EGP bn
6 alBaraka Bank Egypt
alBaraka Bank Egypt
66.25 EGP bn 53 EGP bn 13.25 EGP bn
7 SAIB BANK
SAIB BANK
74.19 EGP bn 61.71 EGP bn 12.49 EGP bn
8 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
84.17 EGP bn 72 EGP bn 12.18 EGP bn
9 Credit Agricole Egypt
Credit Agricole Egypt
64.51 EGP bn 52.96 EGP bn 11.55 EGP bn
10 Housing and Development Bank-HDB
Housing and Development Bank-HDB
60.28 EGP bn 50.99 EGP bn 9.29 EGP bn
11 The United Bank
The United Bank
36.59 EGP bn 29.62 EGP bn 6.97 EGP bn
12 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
16.19 EGP bn 15.38 EGP bn 0.8 EGP bn