«CIB», «QNB – Egypt», and «ADIB» are the best banks listed on the Egyptian Exchange on the «First Bank» Credit Competitiveness Index during 2025
First Bank
«CIB» captures the top of the list… and «QNB – Egypt» follows it.
The private sector dominates the top five positions on the list, with a complete absence of public banks.
Gulf groups participate with two seats among the top 5 banks listed on the «First Bank» Credit Competitiveness Index.
The «First Bank» list of the best banks listed on the Egyptian Exchange on the «First Bank» Credit Competitiveness Index during 2025 revealed that the Commercial International Bank – Egypt «CIB» topped the ranking, after its loan portfolio increased by about EGP 162.41 bn, reaching EGP 503.36 bn by the end of 2025, compared to EGP 340.96 bn by the end of 2024.
Qatar National Bank «QNB – Egypt» controlled the second position, as its customer loan portfolio rose by about EGP 96.63 bn during 2025, reaching EGP 440.65 bn by the end of last December, compared to EGP 344.01 bn by the end of 2024.
Abu Dhabi Islamic Bank – Egypt «ADIB» captured third place, with an increase of EGP 51.37 bn during 2025, after its financing portfolio reached EGP 147.48 bn by the end of 2025, compared to EGP 96.11 bn by the end of 2024.
The «First Bank» Credit Competitiveness Index monitored the value of increases in customer loan portfolios at all banks listed on the Egyptian Exchange (which number 12 banks), for which financial data were available during 2025.
The data revealed that all of them succeeded in increasing the size of their portfolios.
The «First Bank» Credit Competitiveness Index measures the ability of banks operating in Egypt to offer credit products or loan products to attract customers, whether individuals or companies. It relies in its measurement on the absolute value of growth in total customer loans, which reflects the bank’s success in increasing the balance of its portfolio.
The data also revealed the success of the private sector in capturing the top five positions on the list, with a complete absence of public banks. The private banks included: «CIB», «QNB – Egypt», «ADIB», Suez Canal Bank, and «EGBANK».
Regarding Gulf banking groups operating in Egypt, they captured two positions among the top 5 banks listed on the «First Bank» Credit Competitiveness Index, namely: «QNB – Egypt» and «ADIB».
As for Islamic banks, they captured one position among the top five, as Abu Dhabi Islamic Bank – Egypt «ADIB» ranked third.
It is worth noting that all values and growth rates mentioned in the above analysis are based on the independent financial statements announced by each bank by the end of 2025.
Performance of EGX-Listed Banks on the «First Bank» Credit Competitiveness Index in 2025
| # | Bank Name | Net Customer Loans at End-2025 | Net Customer Loans at End-2024 | Increase Value |
|---|---|---|---|---|
| 1 |
Commercial International Bank-CIB![]() |
503.36 EGP bn | 340.96 EGP bn | 162.41 EGP bn |
| 2 |
Qatar National Bank-QNB ![]() |
440.65 EGP bn | 344.01 EGP bn | 96.63 EGP bn |
| 3 |
Abu Dhabi Islamic Bank-ADIB Egypt![]() |
147.48 EGP bn | 96.11 EGP bn | 51.37 EGP bn |
| 4 |
Suez Canal Bank![]() |
122.37 EGP bn | 74.94 EGP bn | 47.42 EGP bn |
| 5 |
EGBANK![]() |
60.46 EGP bn | 44.47 EGP bn | 15.99 EGP bn |
| 6 |
alBaraka Bank Egypt![]() |
66.25 EGP bn | 53 EGP bn | 13.25 EGP bn |
| 7 |
SAIB BANK![]() |
74.19 EGP bn | 61.71 EGP bn | 12.49 EGP bn |
| 8 |
Export Development Bank of Egypt-EBank![]() |
84.17 EGP bn | 72 EGP bn | 12.18 EGP bn |
| 9 |
Credit Agricole Egypt![]() |
64.51 EGP bn | 52.96 EGP bn | 11.55 EGP bn |
| 10 |
Housing and Development Bank-HDB![]() |
60.28 EGP bn | 50.99 EGP bn | 9.29 EGP bn |
| 11 |
The United Bank![]() |
36.59 EGP bn | 29.62 EGP bn | 6.97 EGP bn |
| 12 |
Faisal Islamic Bank of Egypt![]() |
16.19 EGP bn | 15.38 EGP bn | 0.8 EGP bn |
















