Ahli United, ADIB Egypt, Credit Agricole best banks in loans to deposits ratio at 9M

2/20/2023 11:00:00 AM

First Bank list of the best banks in terms of loans to deposits ratio during the first 9 months of 2022 revealed that Al Ahli United Bank-Egypt has been on the top of the ranking after its loans to deposits ratio recorded 75.82%.

AUB Egypt’s loan portfolio reached 50.525 billion pounds by the end of Last September, while his deposit portfolio reached 66.643 billion pounds at the end of the same period.

Abu Dhabi Islamic Bank of Egypt came in second place at a rate of 66.94%; as its loan portfolio recorded 57.435 billion pounds at the end of the third quarter of 2022, while the deposits portfolio recorded 85.803 billion pounds at the end of the same period.

Credit Agricole Bank took third place; its loans to deposits ratio reached 64.77%, its loan portfolio reached 34.794 billion pounds at the end of September 2022, while its deposits portfolio reached 53.719 billion pounds at the end of the same period.

Attijariwafa bank came fourth, with 62.45%; the bank’s loan portfolio recorded EGP 29.671 billion by the end of the third quarter of 2022, while the deposit portfolio recorded EGP 47.514 billion at the end of the same period.

While the fifth place was occupied the Export Development Bank of Egypt, with 61.90%, after its loan portfolio recorded 43.805 billion pounds at the end of September 2022, while its deposit portfolio reached 70.763 billion pounds at the end of the same period.

Emirates NBD came in sixth place, with a rate of 58.76%, after its loan portfolio recorded 45.001 billion pounds, while its deposit portfolio reached 76.578 billion pounds by the end of the third quarter of 2022.

Furthermore, saib Bank came in seventh place, with 57.47%, as its loan portfolio recorded 41.279 billion pounds at the end of September 2022, while its deposit portfolio reached 71.830 billion pounds at the end of the same period.

It should be noted that all figures and values are according to the separated financial statements announced for each bank.

banks in loans to deposits ratio

#	Bank Name	loans at Sep-end 2022	deposits at Sep-end 2022	Loans to deposits ratio%
1	Al Ahli united bank Egypt	50.525 billion pounds	66.643 billion pounds	75.82 %
2	Abu Dhabi Islamic Bank-ADIB Egypt	57.435 billion pounds	85.803 billion pounds	66.94 %
3	Credit Agricole Egypt	34.794 billion pounds	53.719 billion pounds	64.77 %
4	Attijariwafa Bank Egypt	29.671 billion pounds	47.514 billion pounds	62.45 %
5	Export Development Bank of Egypt-EBank	43.805 billion pounds	70.763 billion pounds	61.9 %
6	Emirates NBD Egypt	45.001 billion pounds	76.578 billion pounds	58.76 %
7	SAIB BANK	41.279 billion pounds	71.83 billion pounds	57.47 %
8	Qatar National Bank-QNB	215.626 billion pounds	376.932 billion pounds	57.21 %
9	Bank of Alexandria-Alex Bank	57.495 billion pounds	103.574 billion pounds	55.51 %
10	Al Ahli Bank of Kuwait Egypt -ABK Egypt	31.675 billion pounds	57.168 billion pounds	55.41 %
11	arab african international bank	108.221 billion pounds	199.38 billion pounds	54.28 %
12	Banque Du Caire-BDC	123.835 billion pounds	235.841 billion pounds	52.51 %
13	Suez Canal Bank	30.125 billion pounds	57.831 billion pounds	52.09 %
14	National Bank of Egypt-NBE	1460.146 billion pounds	2840.778 billion pounds	51.4 %
15	BANK NXT	20.71 billion pounds	44.942 billion pounds	46.08 %
16	Abu Dhabi Commercial Bank Egypt- ADCB	30.097 billion pounds	65.568 billion pounds	45.9 %
17	Agricultural Bank of Egypt	63.038 billion pounds	143.931 billion pounds	43.8 %
18	alBaraka Bank Egypt	31.227 billion pounds	72.596 billion pounds	43.02 %
19	Banque Misr	671.817 billion pounds	1570.311 billion pounds	42.78 %
20	Commercial International Bank-CIB	197.971 billion pounds	497.584 billion pounds	39.97 %
21	Housing and Development Bank-HDB	34.281 billion pounds	87.244 billion pounds	39.29 %
22	EGBANK	27.031 billion pounds	73.669 billion pounds	36.69 %
23	Faisal Islamic Bank of Egypt	14.053 billion pounds	116.177 billion pounds	12.1 %