AAIB's Resource employment ratio jumps to 66.61% by March 2025-End

Arab African International Bank (AAIB) succeeded in making a strong increase in its resource utilization rate during the first quarter of this year, jumping to 66.61% at the end of March 2025, compared to 62.59% at the end of 2024.

This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources (deposits + equity) in (loans + financial investments) at banks operating in the Egyptian banking sector.

The increase in the rate of resource utilization at the bank during the first quarter of this year reflects Arab African International Bank's adoption of a relatively expansionary policy towards employing its resources during this period.

This appeared in the bank’s figures, as it invested 515.81 billion pounds from its traditional resources, which recorded 774.35 billion pounds at the end of March 2025 in the loans and financial investments items, amounting to 311.61 billion pounds for financial investments, and 204.2 billion pounds for total customer loans.

While it invested 503.90 billion pounds from its traditional resources, which recorded 805.02 billion pounds by the end of 2024 in both loans and financial investments, 301.81 billion pounds for financial investments, and 202.09 billion pounds for total customer loans.

In terms of the traditional resources of AAIB they were distributed at the end of March 2025, between 642.77 billion pounds, the value of the deposit portfolio, and 131.58 billion, the value of equity, at the end of the same period.

As for the rate of employing deposits to grant loans at the bank, it recorded a slight increase, reaching 31.77% at the end of March 2025, compared to 30.06% at the end of 2024.

The rate of deposit placement for financial investments also increased to 48.48% at the end of March 2025, compared to 44.89% at the end of 2024.

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