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HD Bank, Al Baraka Bank, and SC Bank Fastest growing listed banks in credit cards 9M - 2025

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First Bank List Of The Fastest-Growing Listed Banks In Credit Cards During First 9M Of 2025 Revealed That Housing And Development Bank, Topped The List With A Growth Rate Of 108.3% During First 9M Of 2025, Reaching A Credit Card Portfolio Size Of EGP 579.21 Mn By The End Of June 2025, Compared To EGP 278.13 Mn By The End Of 2024. 

The List, Comprising 11 Banks Listed On The Egyptian Stock Exchange, Disclosed Positive Growth Rates In The Total Credit Card Portfolios Of All Banks During The Period From January To September 2025. Faisal Islamic Egyptian Bank Was Absent From The Ranking Due To The Unavailability Of Its Portfolio Value In Its Financial Statements.

Returning To The List, Al Baraka Bank Secured The Second Position With A Growth Rate Of 70.3%, Reaching A Portfolio Size Of EGP 413.79 Mn By The End Of September 2025, Compared To EGP 243.04 Mn By The End Of 2024.

The Third Position Went To SC Bank, With A Credit Card Portfolio Growth Rate Of 52.7% During First 9M Of 2025, Recording EGP 153.21 Mn By The End Of September 2025, Compared To EGP 100.33 Mn By The End Of 2024.

EGBANK Ranked Fourth With A Growth Rate Of 40.6% During First 9M Of 2025, Reaching A Credit Card Portfolio Size Of EGP 383.31 Mn By The End Of September 2025, Compared To EGP 272.70 Mn By The End Of 2024. 

Saib Claimed Fifth Position With A Growth Rate Of 35.2%, As Its Credit Card Portfolio Reached EGP 713.08 Mn By The End Of September 2025, Compared To EGP 527.38 Mn By The End Of 2024.  

It's Important To Note That All Values And Growth Rates Mentioned In The Analysis Are Based On Separate Financial Statements Announced By Each Bank At The End Of September 2025.

The evolution Credit Card of listed banks during 9M 2025

# Bank Name Credit Card September 2025-End Credit Card 2024-End Growth Rate
1 Housing and Development Bank-HDB
Housing and Development Bank-HDB
579.21 EGP mn 278.13 EGP mn 108.25 %
2 alBaraka Bank Egypt
alBaraka Bank Egypt
413.79 EGP mn 243.04 EGP mn 70.26 %
3 Suez Canal Bank
Suez Canal Bank
153.21 EGP mn 100.33 EGP mn 52.71 %
4 EGBANK
EGBANK
383.31 EGP mn 272.7 EGP mn 40.56 %
5 SAIB BANK
SAIB BANK
713.08 EGP mn 527.38 EGP mn 35.21 %
6 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
362.62 EGP mn 279.3 EGP mn 29.83 %
7 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
1.65 EGP Bn 1.28 EGP Bn 28.85 %
8 The United Bank
The United Bank
148.07 EGP mn 120.34 EGP mn 23.05 %
9 Commercial International Bank-CIB
Commercial International Bank-CIB
17.48 EGP Bn 15.03 EGP Bn 16.32 %
10 Qatar National Bank-QNB
Qatar National Bank-QNB
3.09 EGP Bn 2.71 EGP Bn 14.29 %
11 Credit Agricole Egypt
Credit Agricole Egypt
1.86 EGP Bn 1.65 EGP Bn 12.68 %