Suez Canal Bank Tops the List KFH-Egypt Ranks SecondRemarkable Dominance of Private Banks Full Control of

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Suez Canal Bank, «KFH-Egypt» and «ADIB-Egypt» Fastest-Growing Banks in Retail Banking During the First 9M of 2025

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Suez Canal Bank Tops the List… «KFH-Egypt» Ranks Second

Remarkable Dominance of Private Banks… Full Control of the Top 10 with No Presence of Public Banks

Islamic Banks Secure 3 Seats Among the Top 10

Strong Arab Presence… Gulf Banking Groups Capture 6 Positions Among the Fastest 10 Banks

Listed Banks on the Egyptian Exchange Take Half of the Top 10 Seats in Retail Banking Growth

The «First Bank» ranking of the fastest-growing banks operating in the Egyptian banking sector in retail banking during the first nine months of 2025 revealed that Suez Canal Bank topped the list, after its retail banking portfolio grew by an average of about 64.5% during the first nine months of 2025.

This growth came as the bank’s retail loan portfolio rose to EGP 9.91 bn by the end of September 2025, recording a growth rate of 80.4%, while retail deposits reached EGP 31.39 bn, growing by 48.6% compared with the same period of the previous year.

Kuwait Finance House – Egypt «KFH-Egypt» ranked second, after its retail banking portfolio expanded by an average of about 53.2% during the first nine months of 2025. Its retail financing portfolio grew by 69.7% to reach EGP 8.40 bn by the end of September 2025, while retail deposits recorded EGP 34.98 bn, achieving a growth rate of 36.6% during the same period of the previous year.

Abu Dhabi Islamic Bank – Egypt «ADIB-Egypt» captured the third place, after its retail banking portfolio increased by an average of about 49.9% during the first nine months of 2025. Its retail financing portfolio rose by 56.8% to reach EGP 43.36 bn by the end of September 2025, while retail deposits reached EGP 124.15 bn, growing by 43% compared with the same period of the previous year.

The ranking, which included 27 banks operating in the Egyptian banking sector, showed that all banks achieved positive growth rates in their total retail banking portfolios during the first nine months of 2025, according to the standalone financial statements announced by each bank.

The ranking was based on a composite index developed by «First Bank» to measure banks’ growth in retail loans and retail deposits portfolios.

The data also revealed a notable dominance of private sector banks in the leading positions, as private banks captured the top 10 places, with no public banks appearing at the top of the ranking. These banks include: Suez Canal Bank, «KFH-Egypt», «ADIB-Egypt», «EGBANK», «BANK NXT», «Emirates NBD-Egypt», «saib», «Al Baraka Bank-Egypt», «NBK-Egypt», and «FABMISR».

Islamic banks secured 3 positions among the fastest 10 banks, with «KFH-Egypt» ranking second, «ADIB-Egypt» in third place, while «Al Baraka Bank-Egypt» ranked eighth.

The data also showed a strong Arab presence at the top of the ranking, as Gulf banking groups operating in Egypt captured 6 positions among the fastest 10 banks, namely: «KFH-Egypt», «ADIB-Egypt», «Emirates NBD-Egypt», «Al Baraka Bank-Egypt», «NBK-Egypt», and «FABMISR».

Meanwhile, banks listed on the Egyptian Exchange captured half of the top 10 positions, represented by: Suez Canal Bank, «ADIB-Egypt», «EGBANK», «saib», and «Al Baraka Bank-Egypt».

It is worth noting that all figures and growth rates mentioned in the above analysis are based on the standalone financial statements announced by each bank as of the end of September 2025.

Development of Retail Banking in Banks Operating in Egypt During the First 9M of 2025

# Bank Name Retail Loans as of September 2025 Retail Loan Growth Rate Deposits as of September 2025 Retail Deposit Growth Rate Retail Banking Growth Rate
1 Suez Canal Bank
Suez Canal Bank
9.91 EGP bn 80.39 % 31.39 EGP bn 48.57 % 64.48 %
2 Kuwait Finance House Bank Egypt
Kuwait Finance House Bank Egypt
8.4 EGP bn 69.75 % 34.98 EGP bn 36.59 % 53.17 %
3 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
43.36 EGP bn 56.79 % 124.15 EGP bn 43.02 % 49.91 %
4 EGBANK
EGBANK
31.16 EGP bn 94.17 % 24.54 EGP bn -0.29 % 46.94 %
5 BANK NXT
BANK NXT
15.32 EGP bn 48.43 % 30.22 EGP bn 40.87 % 44.65 %
6 Emirates NBD Egypt
Emirates NBD Egypt
22.19 EGP bn 31.3 % 68.91 EGP bn 49.49 % 40.39 %
7 SAIB BANK
SAIB BANK
26.93 EGP bn 36.17 % 55.29 EGP bn 38.42 % 37.29 %
8 alBaraka Bank Egypt
alBaraka Bank Egypt
16.99 EGP bn 35.66 % 79.39 EGP bn 26.64 % 31.15 %
9 NBK Egypt
NBK Egypt
23.24 EGP bn 31.21 % 89.46 EGP bn 25.18 % 28.2 %
10 First Abu Dhabi Bank Egypt-FAB
First Abu Dhabi Bank Egypt-FAB
25.88 EGP bn 24.41 % 70.75 EGP bn 23.58 % 23.99 %
11 Al Ahli Bank of Kuwait Egypt -ABK Egypt
Al Ahli Bank of Kuwait Egypt -ABK Egypt
26.48 EGP bn 15.61 % 44.75 EGP bn 31.87 % 23.74 %
12 Banque Misr
Banque Misr
171.05 EGP bn 25.5 % 2.042 EGP tn 18.94 % 22.21 %
13 National Bank of Egypt-NBE
National Bank of Egypt-NBE
429.78 EGP bn 20.42 % 3.873 EGP tn 17.4 % 18.91 %
14 Credit Agricole Egypt
Credit Agricole Egypt
17.06 EGP bn 20.24 % 38.6 EGP bn 17.3 % 18.77 %
15 Attijariwafa Bank Egypt
Attijariwafa Bank Egypt
12.62 EGP bn 15.87 % 40.87 EGP bn 20.68 % 18.27 %
16 Qatar National Bank-QNB
Qatar National Bank-QNB
78.47 EGP bn 18.19 % 274.87 EGP bn 17.32 % 17.76 %
17 arab african international bank
arab african international bank
30.61 EGP bn 25.02 % 303.34 EGP bn 10.39 % 17.71 %
18 Bank of Alexandria-Alex Bank
Bank of Alexandria-Alex Bank
36.3 EGP bn 12.4 % 141.61 EGP bn 22.11 % 17.05 %
19 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
12.57 EGP bn 15.3 % 21.48 EGP bn 17.41 % 16.38 %
20 Abu Dhabi Commercial Bank Egypt- ADCB
Abu Dhabi Commercial Bank Egypt- ADCB
12.58 EGP bn 12.41 % 27.66 EGP bn 20.06 % 16.23 %
21 Arab Banking Corporation- ABC
Arab Banking Corporation- ABC
5.54 EGP bn 11.25 % 20.85 EGP bn 19.42 % 15.33 %
22 The United Bank
The United Bank
9.18 EGP bn 10.55 % 44.21 EGP bn 19.6 % 15.07 %
23 Banque Du Caire-BDC
Banque Du Caire-BDC
99.57 EGP bn 12.18 % 230.78 EGP bn 16.7 % 14.44 %
24 Commercial International Bank-CIB
Commercial International Bank-CIB
89.37 EGP bn 12.6 % 613.58 EGP bn 14.19 % 13.39 %
25 HSBC
HSBC
18.78 EGP bn 15.16 % 122.35 EGP bn 6.64 % 10.9 %
26 Housing and Development Bank-HDB
Housing and Development Bank-HDB
31.18 EGP bn 12.91 % 86.81 EGP bn 7.87 % 10.39 %
27 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
4.05 EGP bn 13.41 % 184.85 EGP bn 6.94 % 10.18 %