ABK-Egypt strengthens top-five position for loan portfolio quality in Egypt
Al Ahli Bank of Kuwait – Egypt (ABK-Egypt) maintained its position among the top five banks operating in Egypt for loan portfolio quality across the three most recent editions of First Bank’s ranking, December 2025, March 2026 and June 2026.
The consistency of its position across three consecutive periods reinforces the bank’s standing among the leading institutions in the ranking, rather than reflecting a one-off result.
ABK-Egypt’s loan portfolio quality ratio stood at 98.60 per cent at end-December 2025, 98.53 per cent at end-March 2026 and 98.54 per cent at end-June 2026.
The difference between the highest and lowest readings was just 0.06 percentage points, indicating that the ratio remained within a narrow range throughout the period. The latest reading was also virtually unchanged from March 2026, underlining the stability of the indicator across the three editions.
The significance of this consistency becomes clearer when viewed alongside changes in the scale of the loan portfolio which moved from EGP 87.5bn at end-2025 to EGP 90.4bn at end-March 2026, before reaching EGP 88.6bn at end-June 2026.
The variation in portfolio scale, alongside the relative stability of the quality ratio, shows that the result was sustained across different portfolio levels rather than being tied to a single balance.
March 2026 recorded the highest loan balance during the period, alongside a portfolio quality ratio of 98.53 per cent, while the highest quality reading was recorded in December 2025.
Despite the differences in portfolio scale and quality across the three periods, ABK-Egypt retained fifth place in every edition, highlighting the stability of its position in the ranking.
At end-June 2026, the portfolio quality ratio stood at 98.54 per cent, remaining very close to the level recorded in March.
This gives the latest reading added significance, as the ratio remained within the narrow range maintained since end-2025 while the bank continued to rank among the top five.
Between the beginning and end of the period, the bank added approximately EGP 1.03bn to its total loan portfolio, ending the period with a larger balance than at end-2025.
At the same time, the June 2026 quality ratio remained close to its starting level, highlighting the consistency of the indicator despite changes in portfolio scale.
The comparison across the three editions shows that the most distinctive feature of ABK-Egypt’s performance was not any single reading in portfolio scale or quality, but the consistency of its position over successive periods.
loan balances changed and the highest quality ratio was recorded at a different point in time, yet the bank remained fifth throughout, giving the ranking greater significance than a one-period result.
ABK-Egypt therefore reinforced its position among the top five banks for loan portfolio quality, supported by its consistent fifth-place ranking and the narrow range in which the quality ratio moved across the three editions.
With the indicator standing at 98.54 per cent in June 2026, the latest result represented a continuation of the level the bank maintained throughout the period under review.
